7 Health Insurance Tips for Katy, Dallas, San Antonio & Oklahoma City Families

1. Update your income on your Marketplace application every year. Tax credits are based on expected household income, and small changes can affect what you pay.

2. Do not auto-renew without looking. Plans and networks change each year, and a different plan may fit better.

3. Check your hospital first. In Texas, networks vary a lot by county. See the local hospital and clinic directory for Katy, Dallas and San Antonio.

4. Compare total yearly costs, not just the monthly premium. A lower premium with a high deductible can cost more if you use care often.

5. If you are turning 65, plan your Medicare move a few months early to avoid gaps or penalties. Start with Texas Medicare.

6. Self-employed or between jobs? The Marketplace is usually your main option: Texas ACA plans.

7. Not sure if you are paying too much? Take the overpaying check.

Questions? Call 281-747-9800 to talk with a licensed agent.