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Presidio — Christian-focused health insurance with year-round enrollment.

Presidio is health insurance from a regulated insurer with a Christian mission. All faiths are eligible. To qualify, you must pass medical underwriting (a series of health questions). Apply by the 20th of the month and your coverage starts the 1st of the following month — you do NOT need to wait for open enrollment.

Quick answerPresidio is Christian-focused health insurance from a regulated insurer. All faiths qualify. Medical underwriting is required. You can apply any month — no open enrollment window.
  • Issued by a regulated insurance carrier
  • All faiths eligible (Christian mission, open enrollment of belief)
  • Medical underwriting required — you must qualify
  • Apply any month; no ACA open-enrollment window
  • Apply by the 20th → coverage starts the 1st
  • Best fit: healthy, higher-income, no pre-existing needs

Read this before you keep scrolling

If you are lower income — under 400% of the Federal Poverty Level — or you need coverage for pre-existing conditions, mental health, or other expensive conditions, the reality is you have two options:

  1. The ACA Marketplace (ObamaCare) — guaranteed issue, covers pre-existing conditions.
  2. A small group plan (Texas only) if you own your own business — we can potentially set one up for you.

If you are lower income or need pre-existing conditions covered — STOP READING. You need ACA coverage (Marketplace / ObamaCare).

If you make too much money for an ACA subsidy and you do not need coverage for pre-existing conditions or prescriptions, please schedule a call — Presidio may be a great fit and we should have this discussion.

Important plan disclosures

Presidio is not an ACA-compliant plan and does not provide Essential Health Benefits (EHB) as defined by the Affordable Care Act. It is not a Qualified Health Plan (QHP) and no representations are made to imply that it is an ACA Marketplace plan. Please read all policy details, terms, and conditions carefully, and never cancel an existing policy until you are approved for coverage and fully understand your purchase.

The information on this page has not been reviewed or approved by Presidio Health Care. Please schedule a call to see if this is a right fit for your needs and to review all important plan details before considering purchase. Not all applicants will qualify. Not available in all states.

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Presidio eligibility & qualification questions

Answers to the most common questions about who qualifies for Presidio, medical underwriting, open enrollment, and what Presidio does and does not cover.

Not sure Presidio is right for you?

Talk to a licensed Texas agent. Free, no obligation — we will tell you honestly whether Presidio, ACA, or a small group plan is your best path.

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