Michigan Tribes: Apply for Health Insurance Any Month With Your Tribal Card
Michigan is home to 12 federally recognized tribes, from the Upper Peninsula to southwest Michigan, plus members of tribes from across the country living in Detroit, Grand Rapids, Lansing and beyond.
Michigan tribal members — call now800-214-8976Have your tribal card ready · About 15 minutesYear-round enrollment
YOUR TRIBAL CARD IS YOUR TICKET
Apply YEAR-ROUND with NO MEDICAL QUESTIONS — ALL pre-existing conditions covered.
If you hold a tribal membership or CDIB card from any federally recognized tribe, the door to Marketplace coverage is open to you every single month — with savings most people never hear about.
Federally Recognized Tribe
Tribal Membership / CDIB Card
Illustration only — personal details redacted. Your real card stays private.
Enroll any month of the year
Tribal members can sign up for or switch Marketplace plans once a month, every month — no waiting for open enrollment.
No medical questions
Acceptance is guaranteed. Nobody can be turned away or charged more because of their health history.
Every pre-existing condition covered
Diabetes, heart conditions, cancer, pregnancy — covered from day one, with no waiting periods and no exclusions.
Often $0 a month
After premium tax credits, many tribal households pay nothing per month — and under 300% of the federal poverty level, $0 deductibles and copays too.
Keep your tribal clinic
Your plan works alongside IHS, tribal and urban Indian health care — and adds hospitals and specialists outside the tribal system.
Covers your household
Eligible family members in the same household can qualify for the same year-round enrollment and savings.
*Some ACA plans in some areas have a small one-time enrollment fee due to little or no broker compensation. Agency enrollment fees never apply to Medicare products.
- Bay Mills Indian CommunityBased in Brimley, Michigan
- Grand Traverse Band of Ottawa and Chippewa IndiansBased in Peshawbestown, Michigan
- Hannahville Indian CommunityBased in Wilson, Michigan
- Keweenaw Bay Indian CommunityBased in Baraga, Michigan
- Lac Vieux Desert Band of Lake Superior Chippewa IndiansBased in Watersmeet, Michigan
- Little River Band of Ottawa IndiansBased in Manistee, Michigan
- Little Traverse Bay Bands of Odawa IndiansBased in Harbor Springs, Michigan
- Match-E-Be-Nash-She-Wish Band of Pottawatomi Indians (Gun Lake Tribe)Based in Shelbyville, Michigan
- Nottawaseppi Huron Band of the PotawatomiBased in Fulton, Michigan
- Pokagon Band of Potawatomi IndiansBased in Dowagiac, Michigan
- Saginaw Chippewa Indian Tribe of MichiganBased in Mount Pleasant, Michigan
- Sault Ste. Marie Tribe of Chippewa IndiansBased in Sault Ste. Marie, Michigan
Member of a tribe from another state? You qualify the same way — find your Michigan county.
Subject to review and qualification. Year-round enrollment applies to members of federally recognized tribes (and certain eligible family members) who qualify for Marketplace coverage; eligibility is confirmed through the official Marketplace application. $0 premium is not guaranteed — it depends on household income, premium tax credits, household size and the plan you choose. Zero cost sharing applies to members under 300% of the federal poverty level, and for care from IHS, tribal or urban Indian providers at any income. Plan availability varies by county.
*Some ACA plans in some areas have a small one-time enrollment fee due to little or no broker compensation. Agency enrollment fees never apply to Medicare products.