Spring Medicare Checkup for Katy, TX Seniors: Is Your Plan Still the Right Fit?

The March 31 window many people miss

From January 1 through March 31, anyone already on a Medicare Advantage plan can switch to a different Advantage plan or return to Original Medicare once. It's the only mid-year switch most people get — and it closes March 31.

Spring warning signs

• A specialist you need isn't taking your plan
• A prescription costs noticeably more than expected at your Katy pharmacy
• Referral or prior-authorization hassles are delaying care
• You're paying for dental or vision extras you never use

If you're on Original Medicare + a Supplement

Spring is a good time to price your Supplement against other carriers — rates drift up, and in Texas you can apply to switch any time (health questions usually apply outside your initial window). We compare your current rate against the market so you know if staying put is actually the best deal.

Verify before hurricane season

Before summer, confirm your plan's rules for out-of-area care. If you evacuate or spend time with family outside the Katy area, knowing what's covered where saves real stress.