ACA & Marketplace Health Insurance in Florida
All 67 Florida counties · Obamacare / HealthCare.gov plans for 2027
Marketplace plans and prices in Florida depend on your county, income and the doctors you use. Pick your county or city below, or book a free call and a licensed agent will compare 2027 plans with you.
Book a free ACA / Marketplace appointment for Florida
Open enrollment: November 1 – January 15. Apply by December 15 for January 1 coverage. A licensed agent checks your subsidy and compares plans.
Why the Marketplace matters in Florida
Pre-existing conditions covered
No medical questions. You can't be denied or charged more for your health history.
Subsidies lower your premium
Premium tax credits are based on income — some households pay $0 a month for certain plans.
Often the only option
Because Florida didn't expand Medicaid, the Marketplace is usually the path to coverage for lower-income adults and anyone with pre-existing conditions.
Get your free ACA / Marketplace quote for Florida
Tell us about your household. A licensed agent checks your subsidy and follows up with plans that fit your doctors and budget.
Medicaid in Florida
Florida did not expand Medicaid, so for many lower-income adults the ACA Marketplace is the main path to coverage — often with large subsidies.
Key ACA dates for Florida
- Open enrollment: November 1 – January 15.
- Apply by December 15 for coverage starting January 1.
- Special enrollment: 60 days after a move, job loss, marriage or new baby.
- Check your savings: subsidy calculator.
Schedule your free Marketplace review
Pick a time on our health insurance calendar or call 800-214-8976. Help by phone or Zoom.
ACA / Obamacare in Florida: common questions
ACA by Florida county
ACA by Florida city
*Some ACA plans in some areas have a small one-time enrollment fee due to little or no broker compensation. Agency enrollment fees never apply to Medicare products.