Medicare Plans in Katy, Texas
Harris, Fort Bend & Waller counties · Medicare Supplement, Medicare Advantage & Part D
Your Initial Enrollment Period is the 7 months around your 65th birthday month. Many Katy residents still work for large Energy Corridor employers — whether to delay Part B depends on your employer coverage, so we walk you through it.
Book a Medicare appointment for Katy
2027 Annual Enrollment runs October 15 – December 7. A licensed Texas agent compares Medigap, Advantage and Part D plans for your doctors and prescriptions.
Your Medicare options in Katy
Medicare Supplement (Medigap)
Plan G and Plan N cover most of what Original Medicare leaves behind. See any doctor nationwide who accepts Medicare.
Medicare Advantage (Part C)
All-in-one plans, many with $0 premiums, drug coverage and extras like dental and vision. Networks vary by county.
Part D drug plans
Stand-alone drug coverage. Per CMS, the 2026 maximum deductible is $615 and the yearly out-of-pocket cap is $2,100 (indexed annually).
Hospitals near Katy to check in your plan network
- Houston Methodist West
- Memorial Hermann Katy
- HCA Houston Healthcare Katy
Network participation changes yearly — we confirm your doctors and hospitals before you enroll.
Serving Katy zip codes: 77449, 77450, 77491, 77492, 77493, 77494 — help by phone or Zoom, no office visit needed.
Key Medicare dates for Katy
- Turning 65: 7-month Initial Enrollment Period around your birthday month — turning-65 guide.
- Annual Enrollment: October 15 – December 7, coverage starts January 1.
- Medicare Advantage Open Enrollment: January 1 – March 31, one plan switch.
- See what's new: Advantage 2026 vs 2027 and Part D 2026 vs 2027.
What Katy residents should know
- Enroll in Parts A and B through Social Security, 3 months before to 3 months after your birthday month.
- Still working with employer coverage (20+ employees)? You may be able to delay Part B without penalty.
- Your 6-month Medigap Open Enrollment starts when Part B begins.
- Compare Medigap + Part D vs Medicare Advantage before your coverage starts.
Schedule your Medicare review
Pick a time on our Medicare calendar or call 281-747-9800. Help by phone or Zoom — no cost to you.
Medicare in Katy: common questions
More Katy Medicare guides
We do not offer every plan available in your area. Currently we represent multiple organizations which offer many products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (in Texas, HICAP) to get information on all of your options. Medicare Advantage and Part D plan availability, premiums and benefits vary by county and change each year.