TXInsurance · Independent Texas insurance guidance

Scott and White Marketplace plans ending: Garden City, Texas

If you live in Garden City and received a Scott and White Health Plan Individual & Family Marketplace nonrenewal notice, review replacement coverage for 2027. The carrier announced its intent to discontinue these plans after December 31, 2026, subject to regulatory approval. Your official policy notice controls whether you are affected.

Call about Garden City coverage
281-747-9800

Garden City: confirm your home county

CMS's 2026 individual-market Service Area file identifies 104 counties for Baylor Scott and White Health Plan (issuer 40788). These are the former plan's enrollment area, not a guarantee of replacement-plan availability or a provider-network list. This inventory uses both TXS001 and TXS002; the older map alone is not the source.

Census lists Garden City across Glasscock County. The 2026 Marketplace service-area records include Glasscock County for this locality. Verify your residential address and current policy notice before choosing replacement coverage.

Use the linked county guide to find neighboring communities and county-specific Marketplace resources. If you visit a facility across county lines, check its network separately from your enrollment county.

Other communities sharing a covered county

    Geography verified October 30, 2026 against CMS PY2026 Service Area data and Census place–county relationships. Census geography is dated 2020; newer incorporations may not be included. Carrier documents and Marketplace eligibility determine individual coverage.

    All Scott and White Marketplace transition counties

    Arrange January coverage in Garden City

    Select a replacement plan by December 15, 2026 for a January 1, 2027 start. A selection from December 16 through January 15 generally starts February 1, 2027, which may leave a January gap. Coverage requires eligibility, enrollment acceptance and the first premium payment.

    Review any automatic replacement shown in your HealthCare.gov account rather than assuming the new plan has the same doctors or benefits. Keep the selection confirmation and verify the effective date with the new insurer before changing existing coverage.

    Official enrollment dates and first-payment conditions

    Check the replacement network for Garden City

    1. Use your residential address to find available plans. A Garden City provider may treat people from several counties.
    2. Check the exact 2027 plan name and network, the clinician's practice address and the facility—not just the carrier or health-system name.
    3. Check prescriptions, pharmacy access, referrals and prior authorization in the replacement plan's documents.
    4. Confirm acceptance and the coverage start date; ask the carrier about transition-of-care rules if needed.

    The Marketplace plan exit does not mean Baylor Scott & White facilities are closing or that employer-group and Medicare Advantage plans are ending. The health system says it will continue accepting Marketplace insurance, but individual network participation requires verification.

    BSW accepted-insurance guidance—not a plan-specific guarantee

    Sources and next steps for Garden City

    Reviewed October 30, 2026. Read the carrier announcement and member transition questions. The Texas transition guide explains the full notice, deadlines and automatic re-enrollment. These local guides describe the former service area; they do not certify replacement availability.

    TXInsurance is independent of Baylor Scott & White Health Plan and HealthCare.gov. We discuss plans we represent. A call does not enroll you or guarantee coverage. Do not send member IDs, medical records or coverage documents through this website; use an appropriate secure carrier or Marketplace process.