What Medicare plans are available in Katy, Texas?

Katy residents can choose Original Medicare (Parts A and B) with a Medicare Supplement (Medigap) plan such as Plan G or Plan N and a stand-alone Part D drug plan, or a Medicare Advantage (Part C) plan. Which Advantage and Part D plans you can buy depends on your county (Harris / Fort Bend / Waller Counties).

When can I enroll or switch Medicare plans in Katy?

The Annual Enrollment Period runs October 15 – December 7 for coverage starting January 1. If you're turning 65, your Initial Enrollment Period is the 7 months around your 65th birthday month. Medicare Advantage members can make one more switch January 1 – March 31.

Medicare Supplement or Medicare Advantage — which is better in Katy?

A Medicare Supplement lets you see any doctor that accepts Medicare nationwide with predictable costs, for a monthly premium. Medicare Advantage plans often have low or $0 premiums with networks and copays. The right choice depends on your doctors, prescriptions, travel and budget — we compare both for you.

What do Part D drug plans cost?

Per CMS, the maximum Part D deductible is $615 and the yearly out-of-pocket cap on covered drugs is $2,100 in 2026 (both indexed annually). Premiums vary by plan — we compare them for you.

Does it cost anything to work with a Medicare agent in Katy?

No. Plan prices are the same whether you enroll through a licensed agent or on your own. We help by phone or Zoom anywhere in Texas.

Medicare Plans in Katy, Texas

Harris / Fort Bend / Waller Counties · Medicare Supplement, Medicare Advantage & Part D

Comparing Medicare in Katy? Plan choices depend on your county (Harris / Fort Bend / Waller Counties) and which local doctors and hospitals you use. A licensed Texas agent reviews Medicare Supplement, Medicare Advantage and Part D options for 2027 with you — free, by phone or Zoom.

Book a Medicare appointment for Katy

2027 Annual Enrollment runs October 15 – December 7. A licensed Texas agent compares Medigap, Advantage and Part D plans for your doctors and prescriptions.

Book my planning call

Or call now — no wait 800-214-8976

Request your Katy Medicare quote

Please don't include medical details, Social Security or Medicare numbers.

Your city

Katy area (Harris / Fort Bend / Waller counties)

Hospitals residents ask about most: Houston Methodist West, Memorial Hermann Katy, HCA Houston Healthcare Katy. We check your doctors and hospitals against every plan's network before you enroll.

Plans and premiums are priced by ZIP code and county rating area — your exact options are confirmed in your free quote.

Name *Email *PhoneZIP codeCoverage neededHousehold / employees

Anything else we should know?

New to the area or comparing options? Read our Katy Health Insurance Guide — local hospitals, plan types and enrollment dates explained.

Your Medicare options in Katy

Medicare Supplement (Medigap)

Plan G and Plan N cover most of what Original Medicare leaves behind. See any doctor nationwide who accepts Medicare.

Medicare Advantage (Part C)

All-in-one plans, many with $0 premiums, drug coverage and extras like dental and vision. Networks vary by county.

Part D drug plans

Stand-alone drug coverage. Per CMS, the 2026 maximum deductible is $615 and the yearly out-of-pocket cap is $2,100 (indexed annually).

Hospitals near Katy to check in your plan network

Houston Methodist West
Memorial Hermann Katy
HCA Houston Healthcare Katy

Network participation changes yearly — we confirm your doctors and hospitals before you enroll.

Key Medicare dates for Katy

Turning 65: 7-month Initial Enrollment Period around your birthday month — turning-65 guide.
Annual Enrollment: October 15 – December 7, coverage starts January 1.
Medicare Advantage Open Enrollment: January 1 – March 31, one plan switch.
See what's new: Advantage 2026 vs 2027 and Part D 2026 vs 2027.

Schedule your Medicare review

Pick a time on our Medicare calendar or call 281-747-9800. Help by phone or Zoom — no cost to you.

Book my planning call

Or call now — no wait 800-214-8976

281-747-9800

Medicare in Katy: common questions

Medicare in nearby areas

Medicare Supplement in Katy Medicare Advantage in Katy Katy Medicare guides Medicare in Harris County Medicare in Sugar Land Medicare in Cypress Medicare in Fulshear Medicare in Richmond Medicare in Brookshire Medicare in Rosenberg Turning 65 in Katy All Texas Medicare pages

We do not offer every plan available in your area. Currently we represent multiple organizations which offer many products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (in Texas, HICAP) to get information on all of your options. Medicare Advantage and Part D plan availability, premiums and benefits vary by county and change each year.