What Medicare plans are available in Odessa, Texas?

Odessa residents can choose Original Medicare (Parts A and B) with a Medicare Supplement (Medigap) plan such as Plan G or Plan N and a stand-alone Part D drug plan, or a Medicare Advantage (Part C) plan. Which Advantage and Part D plans you can buy depends on your county (Ector County).

When can I enroll or switch Medicare plans in Odessa?

The Annual Enrollment Period runs October 15 – December 7 for coverage starting January 1. If you're turning 65, your Initial Enrollment Period is the 7 months around your 65th birthday month. Medicare Advantage members can make one more switch January 1 – March 31.

Medicare Supplement or Medicare Advantage — which is better in Odessa?

A Medicare Supplement lets you see any doctor that accepts Medicare nationwide with predictable costs, for a monthly premium. Medicare Advantage plans often have low or $0 premiums with networks and copays. The right choice depends on your doctors, prescriptions, travel and budget — we compare both for you.

What do Part D drug plans cost?

Per CMS, the maximum Part D deductible is $615 and the yearly out-of-pocket cap on covered drugs is $2,100 in 2026 (both indexed annually). Premiums vary by plan — we compare them for you.

Does it cost anything to work with a Medicare agent in Odessa?

No. Plan prices are the same whether you enroll through a licensed agent or on your own. We help by phone or Zoom anywhere in Texas.

Medicare Plans in Odessa, Texas

Ector County · Medicare Supplement, Medicare Advantage & Part D

Comparing Medicare in Odessa? Plan choices depend on your county (Ector County) and which local doctors and hospitals you use. A licensed Texas agent reviews Medicare Supplement, Medicare Advantage and Part D options for 2027 with you — free, by phone or Zoom.

Book a Medicare appointment for Odessa

2027 Annual Enrollment runs October 15 – December 7. A licensed Texas agent compares Medigap, Advantage and Part D plans for your doctors and prescriptions.

Book my planning call

Or call now — no wait 800-214-8976

Your Medicare options in Odessa

Medicare Supplement (Medigap)

Plan G and Plan N cover most of what Original Medicare leaves behind. See any doctor nationwide who accepts Medicare.

Medicare Advantage (Part C)

All-in-one plans, many with $0 premiums, drug coverage and extras like dental and vision. Networks vary by county.

Part D drug plans

Stand-alone drug coverage. Per CMS, the 2026 maximum deductible is $615 and the yearly out-of-pocket cap is $2,100 (indexed annually).

Hospitals near Odessa to check in your plan network

Medical Center Hospital
Odessa Regional Medical Center

Network participation changes yearly — we confirm your doctors and hospitals before you enroll.

Retiring from a Odessa employer?

Many Odessa Medicare clients are retiring from or still working at employers like Permian Basin energy employers, Ector County ISD, UT Permian Basin. We help you compare retiree or employer coverage with Medicare Supplement, Medicare Advantage and Part D — and time your enrollment so you avoid late penalties.

Key Medicare dates for Odessa

Turning 65: 7-month Initial Enrollment Period around your birthday month — turning-65 guide.
Annual Enrollment: October 15 – December 7, coverage starts January 1.
Medicare Advantage Open Enrollment: January 1 – March 31, one plan switch.
See what's new: Advantage 2026 vs 2027 and Part D 2026 vs 2027.

Schedule your Medicare review

Pick a time on our Medicare calendar or call 800-214-8976. Help by phone or Zoom — no cost to you.