Critical illness insurance for self-employed Texans

Why self-employed workers add critical illness coverage to protect their income.

No paid sick leave

If you run your own business, a serious illness can stop your income. A lump-sum benefit can cover bills while you recover.

Works with Marketplace plans

Critical illness pairs well with an ACA plan, which covers treatment, while the lump sum helps with everything else.

Get it while you're healthy

Most plans ask health questions, so coverage is easier to get before a diagnosis.

Questions about critical illness insurance?

Book a free call with a licensed Texas agent.

Request your Critical illness insurance quote

Please don't include medical details, Social Security or Medicare numbers.

Katy area (Harris / Fort Bend / Waller counties)

Hospitals residents ask about most: Houston Methodist West, Memorial Hermann Katy, HCA Houston Healthcare Katy. We check your doctors and hospitals against every plan's network before you enroll.

Plans and premiums are priced by ZIP code and county rating area — your exact options are confirmed in your free quote.

New to the area or comparing options? Read our Katy Health Insurance Guide — local hospitals, plan types and enrollment dates explained.

More critical illness insurance guides

Supplemental and limited-benefit plans are not a substitute for comprehensive major-medical health insurance and do not meet ACA minimum essential coverage requirements. Benefits, waiting periods, exclusions and availability vary by carrier and plan. This page is general information, not a contract — review the plan's official documents before you enroll. Licensed Texas agent: Corby Callaway, TDI #603392.