Hospital indemnity plans for Medicare Advantage members

How a hospital indemnity plan can help with Medicare Advantage daily hospital copays.

The copay problem

Many Medicare Advantage plans charge a copay for each of the first several days of a hospital stay. A multi-day stay can add up.

How indemnity plans help

A hospital indemnity plan pays cash for covered admissions and days. Choose a benefit that lines up with your Advantage plan's copays.

What we check

We compare your Advantage plan's hospital copays with indemnity plan benefits so the coverage matches the gap.

Questions about hospital indemnity insurance?

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Your city

Katy area (Harris / Fort Bend / Waller counties)

Hospitals residents ask about most: Houston Methodist West, Memorial Hermann Katy, HCA Houston Healthcare Katy. We check your doctors and hospitals against every plan's network before you enroll.

Plans and premiums are priced by ZIP code and county rating area — your exact options are confirmed in your free quote.

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Anything else we should know?

New to the area or comparing options? Read our Katy Health Insurance Guide — local hospitals, plan types and enrollment dates explained.

More hospital indemnity insurance guides

Supplemental and limited-benefit plans are not a substitute for comprehensive major-medical health insurance and do not meet ACA minimum essential coverage requirements. Benefits, waiting periods, exclusions and availability vary by carrier and plan. This page is general information, not a contract — review the plan's official documents before you enroll. Licensed Texas agent: Corby Callaway, TDI #603392.