Harris · Fort Bend · Waller Counties

Group Health Insurance for Katy Small Businesses

TXInsurance.com is headquartered in Katy. We help employers across Katy, Fulshear, Cypress, Richmond and Brookshire — from 2-person shops to 100+ employee companies — compare small group health plans, spouse groups and ICHRA setups, with networks that include Houston Methodist West, Memorial Hermann Katy and HCA Houston Healthcare Katy.

Quick answerIndependent Katy-based agents compare group health, spouse group and ICHRA options for businesses with 2 to 100+ employees across Harris, Fort Bend and Waller counties. Quotes and enrollment help are free to your business. Call 800-214-8976 or book a call.

Get a free group health quote for your Katy business.

Tell us your employee count and budget — we shop every major Katy-area carrier and bring you side-by-side options. No cost, no obligation.

Small Group (2–99)
Traditional group plans from Blue Cross Blue Shield of Texas, UnitedHealthcare, Aetna, Cigna and Humana — with employer contribution strategies that fit your budget.
ICHRA & Spouse Groups
Reimburse employees tax-free for individual plans they pick themselves (ICHRA), or set up a spouse-only group when it's just the two of you running the business.
Large Group (100+)
Level-funded and fully insured options for larger Katy employers, plus dental, vision and life add-ons to round out your benefits package.

Why Katy businesses work with us

  • Headquartered in Katy — we can meet at your office, ours, or by video
  • We shop every major carrier instead of pushing one company's plan
  • Employee enrollment meetings handled for you — in English or Chinese (Mandarin)
  • Annual renewal reviews so your plan stays competitive as your team grows
  • Serving Katy's energy, medical, trade, restaurant and service businesses — Cinco Ranch to the Energy Corridor, plus Fulshear, Cypress, Richmond and Brookshire
Katy, TX · ZIP codes 77449, 77450, 77493, 77494 · Serving Katy, Fulshear, Cypress, Richmond and Brookshire across Harris, Fort Bend and Waller counties

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Katy group health FAQs

How many employees do I need for group health insurance in Katy?

In Texas, a small group plan generally starts at 2 eligible employees (which can include an owner plus one employee). Spouse-only groups are also possible in some cases. We confirm eligibility before quoting.

What is ICHRA and is it a good fit for my Katy business?

ICHRA (Individual Coverage HRA) lets you reimburse employees tax-free for individual ACA plans they choose themselves, instead of running a traditional group plan. It's a strong fit for Katy businesses with varied employee needs or remote workers.

Which carriers offer small group plans in the Katy area?

Depending on the plan year, Katy-area small group options typically include Blue Cross Blue Shield of Texas, UnitedHealthcare, Aetna, Cigna and Humana, with networks covering Houston Methodist West, Memorial Hermann Katy and HCA Houston Healthcare Katy.

Does it cost anything to get a group quote?

No. Quotes and enrollment help from our agency are free to your business — carriers pay agent commissions, and your premiums are the same whether you use an agent or not.

Can you help a brand-new Katy business with no prior coverage?

Yes. We set up first-time group plans, spouse groups and ICHRA for new businesses across Katy, Fulshear, Cypress, Richmond, Brookshire and the Energy Corridor, and we handle the paperwork and employee enrollment meetings.

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Schedule your free group health consultation

Pick a time that works for you — phone or video. Free to your business, no obligation.

Get a Katy group health quote today

25+ years of Texas experience. Independent. Quotes and enrollment help are free to your business.

Book your Medicare planning call today.

Licensed independent Texas Medicare agents. Your premium is the same whether you enroll directly or through us — we help you pick the right plan the first time.

Disclaimer

TXInsurance.com is not Healthcare.gov or any government agency. Licensed in select but not all states. We do not offer every plan available in Katy. All calls may be monitored and recorded.

*Some ACA plans in some areas have a small one-time enrollment fee due to little or no broker compensation. Agency enrollment fees never apply to Medicare products.

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