Question 1

When can I switch Medicare Advantage plans?

Accepted Answer

During Annual Enrollment, October 15 – December 7, with the new plan starting January 1. If you're in an Advantage plan on January 1, you also get one switch during the Medicare Advantage Open Enrollment Period, January 1 – March 31.

Question 2

Can I change my Medicare Advantage plan if my doctors changed?

Accepted Answer

Yes — a network change is one of the most common reasons Texans switch. During a valid enrollment window you can move to any Advantage plan offered in your county, and the new plan cannot turn you down or ask health questions.

Question 3

Do I have to cancel my old plan?

Accepted Answer

No. When your new plan enrollment is accepted, Medicare automatically moves you out of the old plan on January 1.

Question 4

How do I compare Medicare Advantage plans in Texas?

Accepted Answer

Check your doctors and hospitals in each plan's 2027 network, your prescriptions on its drug list, and the plan's out-of-pocket maximum. We compare the plans we offer in your county with you before you decide.

Question 5

Can I switch Medicare Advantage plans anytime?

Accepted Answer

Generally no. Most changes happen during Annual Enrollment (October 15 – December 7) or the Medicare Advantage Open Enrollment Period (January 1 – March 31). A Special Enrollment Period may apply after certain life events. Medicare.gov lists the rules that apply to you.

Question 6

Can I switch plans right now?

Accepted Answer

It depends on today's date and your situation. If it's not an enrollment window, you may still qualify for a Special Enrollment Period — for example after moving, losing other coverage, or if your plan leaves your area. Call us or 1-800-MEDICARE to confirm.

Question 7

How do I switch back to Original Medicare?

Accepted Answer

During Annual Enrollment or the January 1 – March 31 window, you can leave Medicare Advantage and return to Original Medicare, then join a stand-alone Part D drug plan. In Texas, a Medicare Supplement purchased later may require health questions, so ask about Medigap before leaving your plan.

Question 8

What life events allow a Special Enrollment Period?

Accepted Answer

Common examples include moving out of your plan's service area, losing employer or other coverage, gaining or losing Medicaid or Extra Help, or your plan ending its contract with Medicare. Eligibility and timing depend on the situation — Medicare.gov has the full list.

Switch Your Medicare Advantage Plan in Texas

Request your Texas Medicare Advantage switch quote

Why Texans switch during Annual Enrollment

How switching works

Related switching guides

Switching Medicare Advantage in Texas: common questions