When can I make the switch?

Usually during Annual Enrollment (October 15 – December 7) or the Medicare Advantage Open Enrollment Period (January 1 – March 31), with Medigap approval lined up.

Switch from Medicare Advantage to a Medicare Supplement in Texas

Statewide · Medicare Supplement (Medigap) guide

Many Texans move from Medicare Advantage to a Medicare Supplement for network freedom. Timing matters, and outside guaranteed-issue situations insurers may ask health questions.

Book a Medicare appointment for Texas

2027 Annual Enrollment runs October 15 – December 7. A licensed Texas agent compares Medigap, Advantage and Part D plans for your doctors and prescriptions.

Book my planning call

Or call now — no wait 800-214-8976

Your Medicare options in Texas

Medicare Supplement (Medigap)

Plan G and Plan N cover most of what Original Medicare leaves behind. See any doctor nationwide who accepts Medicare.

Medicare Advantage (Part C)

All-in-one plans, many with $0 premiums, drug coverage and extras like dental and vision. Networks vary by county.

Part D drug plans

Stand-alone drug coverage. Per CMS, the 2026 maximum deductible is $615 and the yearly out-of-pocket cap is $2,100 (indexed annually).

Key Medicare dates for Texas

Turning 65: 7-month Initial Enrollment Period around your birthday month — turning-65 guide.
Annual Enrollment: October 15 – December 7, coverage starts January 1.
Medicare Advantage Open Enrollment: January 1 – March 31, one plan switch.
See what's new: Advantage 2026 vs 2027 and Part D 2026 vs 2027.

Key points

Trial right: if you joined Advantage when first eligible at 65, you may have guaranteed rights to buy Medigap within the first 12 months.
Plan leaving your area can create guaranteed-issue rights.
Apply for the Supplement first; cancel Advantage only after you're approved.
Add a Part D plan at the same time.

Find your Texas city

Schedule your Medicare review

Pick a time on our Medicare calendar or call 800-214-8976. Help by phone or Zoom — no cost to you.

Book my planning call

Or call now — no wait 800-214-8976

800-214-8976

Medicare in Texas: common questions

More Medicare guides

Medicare Supplement Plan G in Texas Medicare Supplement Plan N in Texas High-Deductible Plan G in Texas Medicare Supplement Plan F in Texas Medicare Supplement vs Medicare Advantage in Texas Medigap Open Enrollment Period in Texas Medicare Supplement Costs in Texas Medicare Advantage Plans in Texas Medicare Advantage HMO vs PPO in Texas $0 Premium Medicare Advantage Plans in Texas Dual Eligible Special Needs Plans (D-SNP) in Texas Chronic Condition Special Needs Plans (C-SNP) in Texas Medicare Advantage with Dental, Vision & Hearing in Texas Medicare Advantage Open Enrollment Period (January 1 – March 31)How to Change Your Medicare Advantage Plan in Texas How to Apply for a Medicare Advantage Plan in Texas Switch from a Medicare Supplement to Medicare Advantage in Texas When Can You Switch Medicare Advantage Plans in Texas?Can I Switch from Medicare Advantage Back to Original Medicare in Texas?Medicare Advantage vs Medigap in Texas: Key Differences Medicare Special Enrollment After a Move in Texas Medicare Special Enrollment After Losing Coverage in Texas When Your Texas Medicare Advantage Plan Ends or Leaves Your Area Medicare Supplement by Texas city Medicare Advantage by Texas city

We do not offer every plan available in your area. Currently we represent multiple organizations which offer many products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (in Texas, HICAP) to get information on all of your options. Medicare Advantage and Part D plan availability, premiums and benefits vary by county and change each year.