Medicare Supplement Costs in Texas
Statewide · Medicare Supplement (Medigap) guide
Medicare Supplement prices in Texas vary by company, plan letter, age, ZIP code, gender, tobacco use and household discounts. Because benefits are standardized, comparing companies is the main way to save.
Book a Medicare appointment for Texas
2027 Annual Enrollment runs October 15 – December 7. A licensed Texas agent compares Medigap, Advantage and Part D plans for your doctors and prescriptions.
Your Medicare options in Texas
Medicare Supplement (Medigap)
Plan G and Plan N cover most of what Original Medicare leaves behind. See any doctor nationwide who accepts Medicare.
Medicare Advantage (Part C)
All-in-one plans, many with $0 premiums, drug coverage and extras like dental and vision. Networks vary by county.
Part D drug plans
Stand-alone drug coverage. Per CMS, the 2026 maximum deductible is $615 and the yearly out-of-pocket cap is $2,100 (indexed annually).
Key Medicare dates for Texas
- Turning 65: 7-month Initial Enrollment Period around your birthday month — turning-65 guide.
- Annual Enrollment: October 15 – December 7, coverage starts January 1.
- Medicare Advantage Open Enrollment: January 1 – March 31, one plan switch.
- See what's new: Advantage 2026 vs 2027 and Part D 2026 vs 2027.
Key points
- Most Texas companies use attained-age pricing — premiums rise as you age.
- Household discounts are often available when two people in the home apply.
- Rate-increase history matters as much as today's price.
- We compare multiple carriers at once.
Schedule your Medicare review
Pick a time on our Medicare calendar or call 800-214-8976. Help by phone or Zoom — no cost to you.
Medicare in Texas: common questions
More Medicare guides
We do not offer every plan available in your area. Currently we represent multiple organizations which offer many products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (in Texas, HICAP) to get information on all of your options. Medicare Advantage and Part D plan availability, premiums and benefits vary by county and change each year.