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How to Change Your Medicare Advantage Plan in Texas

Statewide · Medicare Advantage guide

If your Medicare Advantage plan changed its doctors, drug list or benefits for 2027, you're not stuck with it. Texans can change Medicare Advantage plans every year during Annual Enrollment, October 15 through December 7, with the new plan starting January 1.

Book a Medicare appointment for Texas

2027 Annual Enrollment runs October 15 – December 7. A licensed Texas agent compares Medigap, Advantage and Part D plans for your doctors and prescriptions.

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Please don't include medical details, Social Security or Medicare numbers.

New to the area or comparing options? Read our Katy Health Insurance Guide — local hospitals, plan types and enrollment dates explained.

Your Medicare options in Texas

Medicare Supplement (Medigap)

Plan G and Plan N cover most of what Original Medicare leaves behind. See any doctor nationwide who accepts Medicare.

Medicare Advantage (Part C)

All-in-one plans, many with $0 premiums, drug coverage and extras like dental and vision. Networks vary by county.

Part D drug plans

Stand-alone drug coverage. Per CMS, the 2026 maximum deductible is $615 and the yearly out-of-pocket cap is $2,100 (indexed annually).

Key Medicare dates for Texas

  • Turning 65: 7-month Initial Enrollment Period around your birthday month — turning-65 guide.
  • Annual Enrollment: October 15 – December 7, coverage starts January 1.
  • Medicare Advantage Open Enrollment: January 1 – March 31, one plan switch.
  • See what's new: Advantage 2026 vs 2027 and Part D 2026 vs 2027.

Key points

  • Annual Enrollment (October 15 – December 7) is the main window to switch Advantage plans for 2027.
  • Already in Advantage on January 1? You get one more switch during the Medicare Advantage Open Enrollment Period, January 1 – March 31.
  • Your new plan starts January 1 — there's no gap in coverage when you switch during the window.
  • Check your doctors, hospitals and prescriptions against the new plan's 2027 network and drug list before you switch.
  • A licensed Texas agent compares the plans in your county for you, and there's no obligation to change.

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Schedule your Medicare review

Pick a time on our Medicare calendar or call 800-214-8976. Help by phone or Zoom — no cost to you.

Book my planning call
Or call now — no wait 800-214-8976

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Medicare in Texas: common questions

More Medicare guides

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We do not offer every plan available in your area. Currently we represent multiple organizations which offer many products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (in Texas, HICAP) to get information on all of your options. Medicare Advantage and Part D plan availability, premiums and benefits vary by county and change each year.