Can I switch from Plan F to Plan G?

Yes, you can apply any time. Outside your Medigap Open Enrollment, Texas insurers can usually ask health questions. We check which companies you might qualify with.

Medicare Supplement Plan F in Texas

Statewide · Medicare Supplement (Medigap) guide

Plan F covers every Medicare-approved cost, including the Part B deductible. Only people who were eligible for Medicare before January 1, 2020 can buy it. If you already have Plan F, Plan G may cost less.

Book a Medicare appointment for Texas

2027 Annual Enrollment runs October 15 – December 7. A licensed Texas agent compares Medigap, Advantage and Part D plans for your doctors and prescriptions.

Book my planning call

Or call now — no wait 800-214-8976

Your Medicare options in Texas

Medicare Supplement (Medigap)

Plan G and Plan N cover most of what Original Medicare leaves behind. See any doctor nationwide who accepts Medicare.

Medicare Advantage (Part C)

All-in-one plans, many with $0 premiums, drug coverage and extras like dental and vision. Networks vary by county.

Part D drug plans

Stand-alone drug coverage. Per CMS, the 2026 maximum deductible is $615 and the yearly out-of-pocket cap is $2,100 (indexed annually).

Key Medicare dates for Texas

Turning 65: 7-month Initial Enrollment Period around your birthday month — turning-65 guide.
Annual Enrollment: October 15 – December 7, coverage starts January 1.
Medicare Advantage Open Enrollment: January 1 – March 31, one plan switch.
See what's new: Advantage 2026 vs 2027 and Part D 2026 vs 2027.

Key points

Only available if you were Medicare-eligible before January 1, 2020.
Because the Plan F pool is aging, premiums may rise faster over time.
Switching from F to G often saves more than the Part B deductible — if you can pass health questions.

Find your Texas city

Schedule your Medicare review

Pick a time on our Medicare calendar or call 800-214-8976. Help by phone or Zoom — no cost to you.

Book my planning call

Or call now — no wait 800-214-8976

800-214-8976

Medicare in Texas: common questions

More Medicare guides

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We do not offer every plan available in your area. Currently we represent multiple organizations which offer many products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (in Texas, HICAP) to get information on all of your options. Medicare Advantage and Part D plan availability, premiums and benefits vary by county and change each year.