Can I Switch from Medicare Advantage Back to Original Medicare in Texas?
Statewide · Medicare Advantage guide
Yes, you can leave Medicare Advantage and return to Original Medicare during Annual Enrollment (October 15 – December 7) or the Medicare Advantage Open Enrollment Period (January 1 – March 31). Before you do, plan for drug coverage and a possible Medicare Supplement.
Book a Medicare appointment for Texas
2027 Annual Enrollment runs October 15 – December 7. A licensed Texas agent compares Medigap, Advantage and Part D plans for your doctors and prescriptions.
Your Medicare options in Texas
Medicare Supplement (Medigap)
Plan G and Plan N cover most of what Original Medicare leaves behind. See any doctor nationwide who accepts Medicare.
Medicare Advantage (Part C)
All-in-one plans, many with $0 premiums, drug coverage and extras like dental and vision. Networks vary by county.
Part D drug plans
Stand-alone drug coverage. Per CMS, the 2026 maximum deductible is $615 and the yearly out-of-pocket cap is $2,100 (indexed annually).
Key Medicare dates for Texas
- Turning 65: 7-month Initial Enrollment Period around your birthday month — turning-65 guide.
- Annual Enrollment: October 15 – December 7, coverage starts January 1.
- Medicare Advantage Open Enrollment: January 1 – March 31, one plan switch.
- See what's new: Advantage 2026 vs 2027 and Part D 2026 vs 2027.
Key points
- Return during Annual Enrollment or January 1 – March 31, or with a qualifying Special Enrollment Period.
- Join a stand-alone Part D plan at the same time so you keep drug coverage.
- In Texas, outside guaranteed-issue situations, Medicare Supplement companies can generally ask health questions and may decline you.
- A trial right may apply if you joined Advantage when first eligible at 65 and are within your first 12 months.
- Apply for a Medicare Supplement first, and leave your Advantage plan only after approval.
Schedule your Medicare review
Pick a time on our Medicare calendar or call 800-214-8976. Help by phone or Zoom — no cost to you.
Medicare in Texas: common questions
More Medicare guides
We do not offer every plan available in your area. Currently we represent multiple organizations which offer many products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (in Texas, HICAP) to get information on all of your options. Medicare Advantage and Part D plan availability, premiums and benefits vary by county and change each year.